• I save $70 every month
• After 25 years, I will have a lump sum of over $40,000.
• And during this period, I got myself an additional insurance coverage.

The only one disadvantage is:

• I will have $70 less each month to spend.

The point here is, if I have that $70 with me, I'll most probably spend it on junk food or stuffs which I don't need. Impulse shopping that is. Might as well save it up. Anyway, at least now I know that in future, I have over $40,000 waiting for me. Woohoo! I can see my future now. So bright! (*ka-ching ka-ching* cash register opening & closing)

Anyway, now I've got a new shopping habit. I don't do impulse shopping anymore. I make out a list of "needs & wants". "Needs" are real important stuffs and are my top priority while "Wants" are either fad style stuffs or just out of impulse. And the "Wants", I can do without. Anyway, remember my "only-buy-quality-product" resolution? Gotta keep that.

Well, hop on to the next happy thing. Got extra doughs from my daddy dearest for shopping. Yeah! Can't wait for my shopping trip with Kerlyn tomorrow. We're both gonna get our Square-Cut jeans and some other stuffs. I'm gonna get some formal tops and maybe bottom (provided i can find low-waist formal pants) and some personal items, and she's gonna get some basic tops for school. So am I! Lol. Can't wait! So excited right now!

Actually, I'm not excited over going shopping. But rather, going out with her. Cause we'll definitely crap around and have loads and tons of fun. Woohoo!

Hey, gotta stop here. Study study study time now. I've got SO MANY tests! OH NO!!!!!

Yada yada yada . . . . . . .

Money Dough Ka-ching Ka-ching . . . . . .